Which item is considered a municipal charge that may appear in the tax sale?

Which item is considered a municipal charge that may appear in the tax sale?

• A. Water bill.
• B. Mortgage payment.
• C. Private parking fines.
• D. Homeowner's insurance.

Answer: (A)

A municipal charge is a debt owed to the city or town that attaches to the property and can be collected through a tax sale if unpaid. The water bill fits this because water service is a municipal charge tied to the property, and unpaid water/sewer charges can become a lien that the tax sale can recover. A mortgage payment is a private loan to the homeowner, not a municipal charge. Private parking fines are civil penalties paid to the municipality but are typically pursued separately and not included as liens in a tax sale. Homeowners insurance is a private contract with an insurer and isn’t a municipal lien. So the water bill is the item that may appear in the tax sale.

A municipal charge is a debt owed to the city or town that attaches to the property and can be collected through a tax sale if unpaid. The water bill fits this because water service is a municipal charge tied to the property, and unpaid water/sewer charges can become a lien that the tax sale can recover. A mortgage payment is a private loan to the homeowner, not a municipal charge. Private parking fines are civil penalties paid to the municipality but are typically pursued separately and not included as liens in a tax sale. Homeowners insurance is a private contract with an insurer and isn’t a municipal lien. So the water bill is the item that may appear in the tax sale.